August 26, 2026 · HomeHaven

What Manufactured Homes Can You Get Near Texarkana for Under $100,000?

Short answer: nine of the twenty-five new Clayton floor plans we track for the Texarkana market carry published starting prices under $100,000 — ranging from a 737 sq ft two-bedroom at $58,500 up to three-bed, two-bath plans at 1,140 sq ft for $93,500. Those are home-only base prices. Land, delivery, set, foundation, and utilities are separate and come from a dealer in writing.

If you want help figuring out which of those nine actually fits your land and your situation, a 15-minute advisor call is free — take the quiz, get matched, or call or text (903) 205-3300.

HomeHaven is an independent manufactured-home matchmaker and advisor for the Ark-La-Tex. We are not a dealer, not a lender, and not a creditor. We don't sell homes, we don't set prices, and we make no credit decisions of any kind. What we do is help you see the whole field before anyone asks you to sign anything.

Key takeaways - Under $100,000 is a real, well-stocked budget in this market — not a compromise bracket. Nine plans qualify, and six of them are three-bedroom, two-bath. - The cheapest home is not the cheapest project. Two identical homes on two different lots can differ by tens of thousands of dollars in site work. - Square footage per dollar is not linear. At the top of this bracket you can get 1,140 sq ft for $93,500, while a 496 sq ft one-bedroom lists at $85,500 — small does not automatically mean cheap. - The useful sequence is: confirm your land situation → narrow to two or three plans → get one itemized dealer quote. Not the other way around.

Which new manufactured homes list under $100,000 near Texarkana?

Here is the full sub-$100,000 list from the twenty-five Clayton floor plans we track for the Texarkana, TX market, sorted by published starting price:

| Floor plan | Beds / baths | Sq ft | Starting at | | --- | --- | --- | --- | | Elm | 2 bd / 1 ba | 737 | $58,500 | | Hickory | 3 bd / 2 ba | 869 | $68,000 | | Magnolia | 3 bd / 2 ba | 1,001 | $74,000 | | Ember | 2 bd / 2 ba | 900 | $78,500 | | Aspen | 3 bd / 2 ba | 1,140 | $79,000 | | Birch | 3 bd / 2 ba | 1,140 | $79,000 | | Imagine | 1 bd / 1 ba | 496 | $85,500 | | Lumen | 3 bd / 2 ba | 1,080 | $90,000 | | Essence | 3 bd / 2 ba | 1,140 | $93,500 |

*Starting prices shown are Clayton's published prices for the Texarkana, TX market and do not include options, delivery, setup or other costs. Final pricing comes from the dealer.

Six of the nine are three-bed, two-bath. That surprises most buyers who assume a sub-$100k budget means a single-wide with one bathroom. It doesn't, at least not here, at least not right now.

Does under $100,000 actually get you a three-bedroom home?

Yes — six times over in this bracket. Hickory at 869 sq ft is the smallest three-bed, two-bath on the list at $68,000. Aspen and Birch both give you 1,140 sq ft for $79,000, and Essence matches that footprint at $93,500* with a different layout and finish package.

The interesting comparison inside the bracket is Aspen versus Essence: same square footage, roughly $14,500 apart in base price. That gap is configuration and finish, not size. Which one is right depends entirely on what you actually care about, which is why choosing a floor plan is worth more thought than choosing a price point.

If you're weighing footprint against dollars more broadly, we wrote a whole piece on how much space your budget buys, and a separate one on single-wide versus double-wide tradeoffs.

What does the $100,000 number not include?

This is the part that changes people's plans, so it's worth being blunt about it. A starting-at price is the manufacturer's published base price for the home itself, in its standard configuration, for a named market. It does not include:

Land, if you don't already have it
Delivery and set — transporting the home and setting it on your site
Foundation, piers, or slab, plus skirting and steps
Utilities — water, sewer or septic, electrical, gas hookups
Site prep and permits — clearing, pad, driveway, county permitting
Options and upgrades over the standard package
Taxes and insurance

We break the full mechanics down in what "starting at" pricing means, and the site-side numbers in what it costs to set up a manufactured home. The short version: the home is the predictable half of the project, and the lot is the unpredictable half.

How much should you budget on top of the home price?

Honestly? Nobody can tell you that from a blog post, and you should be suspicious of anyone who tries. The site cost depends on whether you own land, how far utilities run, whether you need well and septic, what your county requires for site prep and permits, and what foundation type your situation calls for.

What we can tell you is which questions determine the answer, and roughly in what order they matter. That's a 15-minute conversation, not a spreadsheet you fill out alone. Take the quiz and we'll walk it with you.

Do you need to own land to buy a manufactured home in this price range?

No, but your land situation is the single biggest variable in your total cost, and it changes which of these nine plans even makes sense. Some lots and communities restrict width, age, or foundation type.

If you own acreage outright, your project math looks nothing like someone renting a lot in a community. We cover both paths in do you need land for a manufactured home and lot rent versus buying land. If you already have a lot, putting a manufactured home on land you own is the more specific read.

Are these homes built to the same standard as more expensive ones?

Yes. Every new manufactured home in the United States — the $58,500* Elm and the $252,000 top of our list alike — is built to a single federal construction and safety standard, the HUD Code, enforced by the U.S. Department of Housing and Urban Development's Manufactured Housing Programs office. Price differences inside that standard come from size, configuration, finish level, and options — not from a lower construction standard.

That's a meaningful thing to know when you're shopping the bottom of a bracket. Cheaper here means smaller or simpler. It does not mean built to a lesser code. If storm exposure is on your mind, wind zones and storm safety explains how that part of the standard is set by geography.

Should you buy used or repo instead to stretch the budget?

Sometimes — and sometimes that trade costs more than it saves. A used or repossessed home can put a larger footprint inside a smaller number, but it also brings unknown history, no factory warranty, potential transport and re-set costs, and financing paths that behave differently than new. We laid out the honest comparison in new versus repo manufactured homes.

Given that six new three-bed, two-bath plans list under $100,000 in this market, the used route is less obviously the value play than it was a few years ago. Worth checking both. Worth assuming neither.

What's the smartest way to spend a sub-$100,000 budget here?

Sequence beats shopping. In practice:

Settle the land question first. Own it, buying it, or renting a lot — this determines everything downstream.
Narrow to two or three floor plans, not ten. Use the table above as a sorting tool.
Get one itemized dealer quote for the plan you actually want, and read it. What's in a dealer quote tells you what to look for and what should be line-itemed.
Know your ongoing costs, not just the purchase — property taxes across TX/AR/OK/LA, insurance, and monthly utility costs.
Get organized before the dealership visit. Our financing readiness checklist covers what to have in hand, and what to expect on a first dealer visit covers the rest.

We serve buyers across Texarkana and the wider Ark-La-Tex — East Texas, southwest Arkansas, southeast Oklahoma, and north Louisiana. If you're specifically shopping this area, manufactured homes in Texarkana is the local overview.

Can HomeHaven just tell you which one to buy?

We can narrow it honestly, and that's usually what people actually want. We don't sell homes, we don't earn more when you spend more on the home, and we're not a lender — so there's no version of this where we benefit from talking you up a bracket. How we get paid is written down plainly if you'd rather read it than ask.

The free 15-minute advisor call exists for exactly this question. Bring your land situation, your must-haves, and your ceiling. We'll tell you which of the nine fit, which don't, and why. Get matched, or call or text (903) 205-3300.

HomeHaven Group LLC is an independent manufactured-home matchmaker and advisory service. We are not a dealer, lender, creditor, manufacturer, or government program, and we are not affiliated with Clayton Homes. Starting prices shown are the manufacturer's published prices for the Texarkana, TX market and do not include options, delivery, setup or other costs. Final pricing, availability, and terms come from the dealer. Nothing here is a credit decision, an offer of credit, or a promise of financing.